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New York · 2025-2026 General Assembly
A00439Removes dealers of ammunition from certain provisions that require the use of certain merchant category-codes by payment card networks for firearm merchants.
Direction
Firearmsindustry liabilityAI label
↑Expands gun accessmodel confidence 80%
Removes ammunition dealers from the requirement to use a specific merchant category code for firearms and ammunition businesses, so payment processors and networks will no longer flag or treat ammunition sales the same way as firearm sales.
removing dealers of ammunition from certain provisions regarding the use of certain merchant category-codes by payment card networks
✓ Quote verified word for word in the bill text
FirearmsotherAI label
↑Expands gun accessmodel confidence 70%
Repeals the definitions and requirements that applied the merchant category code to dealers of ammunition, narrowing the law's application to only licensed firearm dealers.
[deleted: "Dealer of ammunition" means any person who engages in the busi-]
[deleted: ness of purchasing, selling or keeping ammunition in this state.]
Why the model tagged it this way: The bill deletes the definition of "dealer of ammunition" and removes ammunition dealers from the mandate that payment card networks and merchant acquirers use the specific firearms/ammunition merchant category code, thereby reducing regulatory burdens and tracking specifically tied to ammunition sales under the prior 2024 law.
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