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New York · 2025-2026 General Assembly

A07186 Requires the submission of proof of personal liability insurance prior to the issuance or renewal of a license to carry a firearm.

Direction

Firearms industry liabilityAI label

Restricts gun access model confidence 90%

Requires applicants to submit proof of personal liability insurance before a license to carry a firearm can be issued or renewed, so adds a new financial and administrative barrier to obtaining or keeping a carry license.

who submits proof of personal liability insurance;

✓ Quote verified word for word in the bill text

Firearms carryAI label

Restricts gun access model confidence 80%

Requires applicants to submit proof of personal liability insurance before a license to carry a firearm can be issued or renewed, so adds a new financial and administrative barrier to obtaining or keeping a carry license.

who submits proof of personal liability insurance;

✓ Quote verified word for word in the bill text

  1. Filed (completed)
  2. Committee
  3. Passed one chamber
  4. Passed both
  5. Governor
  6. Law

Status: Died (session ended)

Last action
2026-01-07: referred to codes
Filed
2025-03-21
Committee
Codes
Sponsor
Monique Chandler-Waterman D

Why the model tagged it this way: The bill amends Penal Law §400.00(1) to add a new eligibility requirement (n) that an applicant must submit proof of personal liability insurance before any license to carry a firearm may be issued or renewed. This provision is the sole substantive change; all other text consists of minor pronoun updates shown as deletions. The added insurance mandate creates a new restriction on the ability to obtain or renew a carry license and is classified under the industry-liability subtag because it directly imposes liability-insurance obligations on those seeking to carry firearms.

Related bills

Sponsors

Text versions

History (2 actions)
DateChamberAction
2026-01-07Areferred to codes
2025-03-21Areferred to codes