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New York · 2025-2026 General Assembly
A07186Requires the submission of proof of personal liability insurance prior to the issuance or renewal of a license to carry a firearm.
Direction
Firearmsindustry liabilityAI label
↓Restricts gun accessmodel confidence 90%
Requires applicants to submit proof of personal liability insurance before a license to carry a firearm can be issued or renewed, so adds a new financial and administrative barrier to obtaining or keeping a carry license.
who submits proof of personal liability insurance;
✓ Quote verified word for word in the bill text
FirearmscarryAI label
↓Restricts gun accessmodel confidence 80%
Requires applicants to submit proof of personal liability insurance before a license to carry a firearm can be issued or renewed, so adds a new financial and administrative barrier to obtaining or keeping a carry license.
who submits proof of personal liability insurance;
Why the model tagged it this way: The bill amends Penal Law §400.00(1) to add a new eligibility requirement (n) that an applicant must submit proof of personal liability insurance before any license to carry a firearm may be issued or renewed. This provision is the sole substantive change; all other text consists of minor pronoun updates shown as deletions. The added insurance mandate creates a new restriction on the ability to obtain or renew a carry license and is classified under the industry-liability subtag because it directly imposes liability-insurance obligations on those seeking to carry firearms.
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