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New York · 2025-2026 General Assembly
A08349Relates to health insurance coverage for in vitro fertilization.
Direction
Abortionpersonhood ivfAI label
↑Expands abortion accessmodel confidence 80%
Removes a requirement to transfer all embryos from a prior IVF cycle as a condition for insurance coverage of a subsequent cycle for women 35+, making IVF more accessible without added conditions on embryo handling.
No insurer providing coverage under this paragraph shall require the transfer of all embryos from a prior cycle as a prerequisite for coverage of a subsequent cycle for a female thirty-five years of age or older.
✓ Quote verified word for word in the bill text
Abortionfunding insuranceAI label
↑Expands abortion accessmodel confidence 70%
Expands insurance law requirements to prohibit discrimination in IVF coverage based on various health and personal characteristics including age, sex, sexual orientation, marital status or gender identity, increasing mandated coverage access.
No insurer providing coverage under this paragraph shall discriminate based on an insured's expected length of life, present of predicted disability, degree of medical dependency, perceived quality of life, or other health conditions, nor based on personal characteristics, including age, sex, sexual orientation, marital status or gender identi- ty.
Why the model tagged it this way: The bill amends insurance law to expand mandated coverage for in vitro fertilization by adding anti-discrimination protections and removing a prior-cycle embryo transfer prerequisite for older patients; this affects abortion/personhood-ivf and abortion/funding-insurance topics per the defined axes, with no provisions on other listed topics.
Related bills
S00690Enacts the "donor-conceived person protection act" to ensure that reproductive tissue banks, licensed by the department of health, collect a=No change to abortion access↓Restricts transgender recognition & access Died (session ended)
S09815Requires insurance companies to deposit a certain percentage of premiums collected but not paid out in prior years for abortion care to the ↑Expands abortion access Died (session ended)
S02619Removes restrictions of three-cycle coverage for in vitro fertilization; mandates individual insurance coverage of in vitro.↑Expands abortion access Died (session ended)
A02198Establishes the crimes of assault on a pregnant person in the second degree as a class D felony and assault on a pregnant person in the firs=No change to abortion access↑Expands abortion access Died (session ended)