A09501 Specifies that professional liability insurance insurers cannot deny coverage or increase rates solely based on legal use or prescription of certain gender-affirming care-related drugs; prescribes procedures for warrants issued in other jurisdictions for electronic data related to legally protected health activities; provides for additional procedural methods for protection of legally protected health activities.

↑Expands abortion access model confidence 90%

Prohibits insurers from denying coverage or increasing rates based on legal use or prescription of certain drugs for abortion, including off-label ones recognized in specified compendia, so more insurance protection for medication abortion providers.

Every insurer that issues or renews medical malpractice or professional liability insurance covering a health care provider licensed to practice in this state shall be prohibited from refusing to issue or renew, canceling, or charging or imposing an increased premium or rate for, or excluding, limiting, restricting, or reducing coverage under a medical malpractice or professional liability insurance policy based solely upon the legal use or prescription in this state of any drug prescribed for the purpose of an abortion, including both generic and brand name drugs, that has not been approved

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↑Expands abortion access model confidence 80%

Prohibits insurers from taking adverse actions against health care providers based on legal abortion-related prescribing or use, and expands definitions and procedures to protect providers of legally protected health activities (including abortion and gender-affirming care) from out-of-state actions

adverse action shall mean but not be limited to: (1) refusing to renew or execute a contract or agreement with a health care provider; (2) making a report or commenting to an appropriate private or governmental entity regarding practices of such provider which may violate abortion laws in other states; and (3) increasing in any charge for, or a reduction or other adverse or unfavorable change in the terms of coverage or amount for, any medical malpractice or professional liability insurance contract or agreement with a health care provider.

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↑Expands abortion access model confidence 85%

Amends warrant, subpoena, and compliance rules for electronic data and inquiries related to legally protected health activities (including abortion), limiting responses to out-of-state actions unless they meet specific criteria equivalent to NY law, so greater protection against interstate liability

No person or entity that is located, headquartered, or incorporated in New York state and receives, is served with, or is subject to a civil, criminal, or regulatory inquiry, investigation, subpoena, or summons for information regarding legally protected health activity shall comply with or provide information in response to such inquiry, investigation, subpoena, or summons unless: (a) such inquiry, investigation, subpoena, or summons contains or is accompanied by an affirmation under penalty of perjury attestin

✓ Quote verified word for word in the bill text

↑Expands transgender recognition & access model confidence 90%

Expands definitions and protections for legally protected health activities to explicitly include gender-affirming care, prohibiting insurers from adverse actions based on it and limiting compliance with out-of-state inquiries or warrants, so greater protection for gender-affirming care providers.

"Gender-affirming care" shall have the same meaning as defined by section 570.17 of the criminal procedure law. ... "Legally protected health activity" shall have the same meaning as defined by section 570.17 of the criminal procedure law.

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