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New York · 2025-2026 General Assembly

S03155 Relates to health insurance coverage for in vitro fertilization.

Direction

Abortion personhood ivfAI label

Expands abortion access model confidence 80%

Removes a requirement to transfer all embryos from a prior IVF cycle as a prerequisite for insurance coverage of a subsequent cycle for women 35 or older, so more IVF cycles and embryo creation/transfer are likely to be covered and performed.

No insurer providing coverage under this paragraph shall require the transfer of all embryos from a prior cycle as a prerequisite for coverage of a subsequent cycle for a female thirty-five years of age or older.

✓ Quote verified word for word in the bill text

  1. Filed (completed)
  2. Committee (completed)
  3. Passed one chamber
  4. Passed both
  5. Governor
  6. Law

Status: Died (session ended)

Last action
2026-01-27: referred to insurance
Filed
2025-01-23
Committee
Insurance
Sponsor
Jeremy Cooney D + 1 cosponsor (1 D)

Why the model tagged it this way: The bill amends insurance law to prohibit insurers from requiring transfer of all embryos from a prior cycle before covering a subsequent IVF cycle for women 35+, which expands access to IVF by removing a coverage restriction. No other listed topics are substantively addressed.

Related bills

Hearings and calendar

Votes

DateChamberMotionYea-Nay
2025-06-09SSenate Floor Vote - Final Passage57-5Passed
2025-06-09SSenate Rules Committee Vote19-2Passed
2026-01-20SSenate Rules Committee Vote17-2Passed
2026-01-27SSenate Floor Vote - Final Passage52-6Passed

Sponsors

Text versions

History (14 actions)
DateChamberAction
2026-01-27Areferred to insurance
2026-01-27SDELIVERED TO ASSEMBLY
2026-01-27SPASSED SENATE
2026-01-20SORDERED TO THIRD READING CAL.55
2026-01-20SCOMMITTEE DISCHARGED AND COMMITTED TO RULES
2026-01-07SREFERRED TO INSURANCE
2026-01-07Areturned to senate
2026-01-07Adied in assembly
2025-06-09Areferred to insurance
2025-06-09SDELIVERED TO ASSEMBLY
2025-06-09SPASSED SENATE
2025-06-09SORDERED TO THIRD READING CAL.1683
2025-06-09SCOMMITTEE DISCHARGED AND COMMITTED TO RULES
2025-01-23SREFERRED TO INSURANCE