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New York · 2025-2026 General Assembly
S04986Requires credit card, debit card, or processor service companies to allow for the purchase of firearms and firearm ammunition with such services.
Direction
FirearmsotherAI label
↑Expands gun accessmodel confidence 90%
Requires credit card issuers and processors to allow purchases of firearms and ammunition, preventing them from declining such transactions and thereby increasing the ability to buy firearms.
Every issuer and processor who does business within the state shall allow for the use of their credit cards, debit cards, or processor service for the purpose of purchasing firearms or firearm ammunition.
Why the model tagged it this way: The bill adds a new section to general business law mandating that credit/debit card issuers and processors doing business in NY must permit their services to be used for buying firearms and ammunition. This directly addresses firearms access by removing potential private-sector restrictions on payment methods, with no provisions touching transgender, abortion, or immigration-enforcement topics.
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