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Texas · 89th Legislature Regular Session

SB2156 Relating to firearm liability insurance for certain firearm owners; providing a civil penalty.

Direction

Firearms industry liabilityAI label

Restricts gun access model confidence 90%

Requires firearm owners to obtain and maintain liability insurance to cover damages from negligent or willful acts involving the firearm, with civil penalties and possible injunctions for violations, so increases legal and financial obligations tied to firearm ownership.

a person who owns a firearm shall obtain and continuously maintain liability insurance in an amount of at least $100,000 to cover damages resulting from negligent or wilful acts involving the use of the firearm, including acts resulting in death, injury, or property damage.

✓ Quote verified word for word in the bill text

Firearms otherAI label

Restricts gun access model confidence 80%

Requires firearm owners to provide evidence of liability insurance to peace officers on request, creates a presumption of violation for noncompliance, and allows the attorney general to seek injunctions against possessing firearms after repeated penalties.

As a condition of owning a firearm in this state, a person on request shall provide to a peace officer evidence of liability insurance coverage by exhibiting: (1) a liability insurance policy providing coverage for use of the firearm that satisfies the requirements of Section 762.002 or a photocopy of the policy;

✓ Quote verified word for word in the bill text

  1. Filed (completed)
  2. Committee
  3. Passed one chamber
  4. Passed both
  5. Governor
  6. Law

Status: Died (session ended)

Last action
2025-03-24: Referred to State Affairs
Filed
2025-03-10
Committee
State Affairs
Sponsor
Sarah Eckhardt D

Why the model tagged it this way: The bill adds a new chapter to the Health and Safety Code imposing a mandate for firearm owners to carry liability insurance meeting specific minimums, with exemptions for certain professionals and self-defense acts; it requires proof on demand to officers, creates presumptions of violation, imposes civil penalties up to $100,000 enforceable by the attorney general, and allows temporary injunctions against firearm possession for repeat violators. These provisions add new restrictions and obligations on firearm ownership and possession, directly addressing the firearms topic under industry-liab

Related bills

Sponsors

Text versions

History (4 actions)
DateChamberAction
2025-03-24SReferred to State Affairs
2025-03-24SRead first time
2025-03-10SFiled
2025-03-10SReceived by the Secretary of the Senate