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Federal · 119th Congress
HR3480Health Coverage for IVF Act of 2025
Direction
Abortionpersonhood ivfAI label
↑Expands abortion accessmodel confidence 80%
Mandates insurance coverage of IVF and related fertility treatments including embryo handling and genetic testing as an essential health benefit with parity requirements, so more legal and financial access to IVF.
the term `fertility treatment and care' means the following medically appropriate items and services furnished to an individual: (A) Preservation of human oocytes, sperm, or embryos for later reproductive use. (B) Artificial insemination... (C) Assisted reproductive technology, including in vitro fertilization...
⚠ Quote could not be matched to the bill text: treat this label with caution
Introduced (completed)
Committee
Passed one chamber
Passed both
President
Law
Stage: Committee · step 2 of 6
Last action
2025-05-19: Referred to the House Committee on Energy and Commerce.
Why the model tagged it this way: The bill requires health plans to cover IVF, embryo-related procedures, genetic testing, and other fertility services as an essential health benefit with no more restrictive cost-sharing or limitations than medical/surgical benefits. This expands access to IVF but does not address fetal personhood, abortion, or any restriction on IVF; the personhood-ivf tag is used only because the topic explicitly includes IVF bills, with neutral direction on the personhood axis since no such provision exists.
Related bills
HR9941Right to IVF Act of 2026↑Expands abortion access Committee
S5108Right to IVF Act of 2026↑Expands abortion access Committee
S3667Life at Conception Act of 2026↓Restricts abortion access Committee
HR6797Bipartisan IVF for Military Families Act↑Expands abortion access Committee