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New York · 2025-2026 General Assembly
A07175Expands insurance coverage for in vitro fertilization; includes coverage under individual policies; provides coverage for three complete oocyte retrievals and in vitro fertilization with unlimited embryo transfers.
Direction
Abortionpersonhood ivfAI label
↑Expands abortion accessmodel confidence 90%
Expands mandated insurance coverage for IVF procedures and related infertility treatments, including for individual policies, by increasing the number of covered oocyte retrievals and allowing unlimited embryo transfers.
Every large group policy delivered or issued for delivery in this state that provides medical, major medical or similar comprehensive-type coverage shall provide coverage for three complete oocyte retrievals and in vitro fertilization used in the treatment of infertility with unlimited embryo transfers from fresh or frozen oocytes or embryos from a covered retrieval.
Why the model tagged it this way: The bill amends insurance law to expand mandated coverage for in vitro fertilization (IVF) and infertility treatments, including for individual policies, by increasing covered oocyte retrievals to three with unlimited embryo transfers, removing restrictive cycle definitions, and adding requirements for diagnostic tests, prescription drugs, and fertility preservation. This directly addresses the abortion/personhood-ivf topic by increasing legal access to and insurance funding for IVF; no other listed topics are substantively addressed.
Related bills
S00690Enacts the "donor-conceived person protection act" to ensure that reproductive tissue banks, licensed by the department of health, collect a=No change to abortion access↓Restricts transgender recognition & access Died (session ended)
S02619Removes restrictions of three-cycle coverage for in vitro fertilization; mandates individual insurance coverage of in vitro.↑Expands abortion access Died (session ended)
A02198Establishes the crimes of assault on a pregnant person in the second degree as a class D felony and assault on a pregnant person in the firs=No change to abortion access↑Expands abortion access Died (session ended)
S03155Relates to health insurance coverage for in vitro fertilization.↑Expands abortion access Died (session ended)